Term Life Insurance for Rochester, Michigan and the Surrounding Area

When purchasing term life insurance in the Rochester, Michigan area, it is very easy to get quotes over the internet, make a phone call to the quoting company, and buy the policy directly over the phone. A better recommendation is to call a local broker who is licensed with a number of top-rated companies, buy the policy from him or her, and work out an arrangement where he or she can advise you as to how the beneficiary arrangements should be set up. At Frank the Insurance Man, we take the time to sit with you and discuss all the details of your needs, advise the appropriate coverage and find the best policy for you from a variety of term life insurance carriers.

What is Term Life Insurance?

Term life insurance is the original type of life insurance. It provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions. If the insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time.

Frank the Insurance Man offers term life insurance to Rochester and throughout the state of Michigan. We have the experience and expertise needed to answer any questions you may have about term life insurance. We will review your personal needs, which will differ based on your age, health, marital status, employment, and other factors, and then advise you on the proper coverage. We will provide you with the personal attention you deserve when it comes to finding the right policy.